Job Description
Loan Officer – Commercial Lending Location: San Diego, CA | Hybrid & Remote Options
Company: Innovative Capital Commercial, Inc.
Address: 1075 Rosecrans St. San Diego, CA 92106
Website:
Type: Full-Time | Commission-Based + Performance Incentives
About Us Founded in 2007, Innovative Capital Commercial, Inc. is a nationwide commercial finance firm and direct private lender. We specialize in strategic and creative lending solutions for business owners, real estate investors, and entrepreneurs. With over 1,000 lending partners and in-house private capital, we deliver rapid closings in 7–10 days and excel at solving complex financing challenges.
Role Summary As a Loan Officer at Innovative Capital, you’ll be a trusted advisor to clients, guiding them through complex commercial financing options. You’ll leverage in-house capital, a proprietary underwriting process, and a deep lender network to deliver fast, flexible, and effective loan solutions.
Production Expectations:
· Minimum annual loan origination volume: $25,000,000
· Must be capable of managing and funding $50,000,000+ in new loan originations annually
Target Loan Products:
· Private Capital Bridge Loans
· Bank & Non-Bank Commercial Real Estate Loans
· C&I Lending
· Asset-Based Lending (ABL)
· Mergers & Acquisitions (M&A) Financing
· CMBS, Agency, and Life Co. Loans
Responsibilities · Source, originate, and manage commercial loan requests across multiple asset types and
industries.
· Advise clients on optimal capital strategies using both private and institutional funding options.
· Prepare comprehensive loan packages and coordinate with underwriting and operations.
· Build and maintain referral networks with real estate, legal, and financial professionals.
· Maintain strong post-close client relationships.
What You Get · Dual broker-lender model with access to both private capital and 1,000+ lenders
· High-quality marketing, warm leads, and back-office support
· Quick closings with a streamlined loan process (7–10 days)
· Nationwide client reach with market emphasis in CA, TX, AZ, and more
· Entrepreneurial culture with mentorship and growth paths into leadership or fund management
Requirements · 2+ years in commercial lending, real estate finance, or related field
· Demonstrated success with commercial loan origination and client relationship management
· Strong communication, analytical, and problem-solving skills
· Self-driven and organized with an entrepreneurial mindset
· NMLS or CA DRE license preferred (not required at start)
Apply now to become part of a high-performing team that values speed, service, and strategic thinking in commercial finance.
Job Tags
Full time, Remote job, Flexible hours,
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